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Overpayments

 

How do I pay back an overpayment?

 
When a Housing Benefit overpayment occurs, we will look in to the reasons why and decide if it is  recoverable and who it should be recovered from.
 
If your payments have been made direct to a landlord, we may decide to recover the overpayment from them. Alternatively, we may decide that you are the responsible person for paying back the overpayment.
 

If you are still in receipt of on-going Housing Benefit

We will make a weekly deduction from this benefit, this is known as a weekly reclaim.
 
The amount in which we decide to recover each week may differ depending on the amount of benefit you are in receipt of. This amount maybe negotiable, but any requests will need to be put in writing.  We cannot say this will be acceptable but we will consider your request on an individual basis.
 
To avoid any future overpayments, please inform us immediately if your circumstances change.
 

If you are no longer in receipt of Housing Benefit

We will send you an invoice for the amount of the overpayment.
 
You can then pay this back to us by:
 
  • Online Payment, Make your payment online at www.sstaffs.gov.uk/payments.

  • Sending us a cheque for the amount payable. 
  • By standing order.
  • By Credit/Debit card over the phone.
  • Contacting us to make a weekly/monthly payment arrangement.
 

What if I don't pay?

If you fail to make a payment, we may ask the Department of Work and Pensions to make deductions from any benefits which you may receive from them.
 
If you are not in receipt of any other benefits, we may consider registering your debt with the County Court. 
This will enable us to gain several different recovery options:
  • We can ask your employer to deduct the money out of your salary (attachment of earnings).
  • We can take money directly from any bank account.
  • We can instruct a collection agency to collect the debt on our behalf.

 

As well as being responsible for repaying any additional costs that are incurred, your credit rating may also be affected.
 

What if I cannot afford to repay my overpayment?

If you cannot afford the weekly deductions from your benefit, or the amount agreed on your payment arrangement you need to contact our offices without delay.
 
Please do not ignore any requests for payments, we can help you with your payment arrangements to make them suit your financial circumstances better.
 
To gain general advice and guidance about Housing Benefit & Council Tax Benefit in the uk, please visit www.benefit-leaflets.orgThese leaflets are available in several languages.
 
 

Contacts

 
Benefit Enquiries                                                   Revenues & Benefits            
Telephone: (01902) 696668 South Staffordshire Council
Fax: (01902) 696630 P.O. Box 1644
Email: benefits@sstaffs.gov.uk Wolverhampton
  WV8 1ZF

 

For information leaflets on Housing and Council Tax Benefits visit the National Benefits Leaflet website at www.benefit-leaflets.org/leaflets.asp

 

LGSL No: 71

 

 

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Tel: 01902 696000

Email: info@sstaffs.gov.uk