Debt Advice

When trying to deal with debt, it is advisable to:

  • Don't run away from your debts – the longer you leave them, the worse they are likely to get.
  • Avoid borrowing more - There's a good reason why so many firms offer to lend you more money, and it's mainly to do with their own financial gain.
  • Take advice, especially on secured loans - You could end up losing your home. Citizens Advice Bureau can be very helpful with debt advice.
  • List your debts - prioritise them, and pay off the most important first.
  • Contact Your creditors immediately – either telephone or write to them. You could be surprised at how helpful they can be.
  • Don't ignore court papers and letters. Courts are there for your benefit too, and usually understand about personal debts. Most judgments are issued by default (without a hearing) because the debtor has not responded. It is important to attend any court hearings.

All recognised debt advisers should be trained to give you sympathetic confidential help and financial advice. There is never any need to feel that your financial problems can't be solved. A financial adviser will help resolve your financial problems, not judge you.

Useful Contacts

External link: Citizen's Advice Bureau
Telephone: 0870 220 0608

National Debtline
Telephone: 0808 808 4000

Financial Ombudsman

Telephone: 03456 60902

Council of Mortgage Lenders
Telephone: 02074 402255

Telephone: 0800 917 7823


Get in touch


South Staffs Council

Wolverhampton Road, Codsall

South Staffordshire


Show on map

Office Opening Times

If you are unable to find what you need online today please contact us on 01902 696000.

Mon-Tue,Thu-Fri 09:00am - 17:00pm
Wed 10:00am - 17:00pm
Sat-Sun Closed

Face to Face appointments are available but must be pre booked in advance of your visit by calling 01902 696000.