Housing Associations are independent not-for-profit landlords regulated by the Homes and Communities Agency. By working in partnership with local authorities and others they contribute to the success of communities by providing decent, affordable homes.
About half of their funding for new homes comes from the public purse and the rest they raise privately. Housing associations provide around 1.8 million homes in England, making a vital contribution to meeting local housing needs.
Housing Associations provide their tenants with ‘Assured' tenancies. These were established under the 1988 Housing Act and are similar to the secured tenancies offered by a local authority.
Some Housing Associations provide specialist housing for people with special needs, such as homes for the elderly. Most Housing Associations have a range of properties to reflect the general housing need of the area.
If you wish to be nominated for a particular Housing Association development or property, you must ensure your name is on the Housing Register. Vacant Properties are strictly allocated to applicants in the greatest need, who require that type of accommodation in that area.
Low Cost Home Ownership
Housing Associations can offer help for those who cannot afford full mortgage payments but wish to buy a property. Traditionally called shared ownership or low cost home ownership, the Government has now introduced help to buy.